In 2015, the Central Bank revoked the license of 106 Russian credit organizations, thereby breaking the 2014 record (82 banks). What banks in Russia can be trusted with their savings? Forbes magazine tried to answer this question. Its experts analyzed credit institutions applying for additional capitalization, and compiled rating of the most reliable banks in the Russian Federation.

10. Sberbank

The only Russian bank in this top 10. It is noteworthy that he leads the reliability rating of banks according to the Central Bank. And he is under Western sanctions, which can not be said about other participants in the rating. As of January 1, 2016, Sberbank ranked first in terms of assets (23,356.2 billion rubles). Moody’s assigned him a rating of Ba2 (significant credit risk) and Fitch a rating of BBB- (good creditworthiness).

9. Rusfinance Bank

The assets of the subsidiary of JSCB Rosbank are 96.8 billion rubles. She has a rating of Ba1 (significant credit risk) from Moody’s, BB + (low probability of exposure to credit risks in the short term) from Standard & Poor’s and BBB- from Fitch.

8. “Deltacredit”

The first commercial mortgage lending institution in Russia, which has a large share of mortgage loans issued in foreign currency. All 100% of the bank's shares are owned by Societe Generale, an international financial group. Deltacredit's assets amount to 152.7 billion rubles, and the ratings are Ba1 (Moody’s agency) and BBB- (Fitch agency).

7. Rosbank

Like the previous rating number, Rosbank is controlled by a French group with the name Societe Generale, which is somewhat funny for the Russian ear. The Bank of Russia included Rosbank in the top ten systemically important banks. The size of assets is 896 billion. Ratings - Ba1 (significant credit risk) from Moody’s and BBB- from Fitch.

6. Unicredit Bank

This bank is a subsidiary of the foreign banking group of the same name. Since 1989, it has been operating in Russia. Currently, his assets amount to 1,415.4 billion. From S&P he received a credit rating of BB +, and from Fitch - BBB-.

5. Bank Intesa

Another “daughter” in the ranking of the most reliable banks operating in Russia. Belongs to the Italian Intesa Sanpaolo. Mainly engaged in lending and accounts of legal entities. Assets - 75.1 billion dollars, and the rating has only from Fitch agency - BBB-.

4. “Credit Agricole Kib”

A subsidiary bank of the French financial institution Credit Agricole Group. Among the first foreign financial institutions received a banking license in the Russian Federation. Initially, the bank was called Lyon Credit (Russia). Its assets are $ 80.2 billion, and the rating from Fitch is BBB-.

3. “HSBC Bank”

The Russian branch of the largest European banking holding HSBC. The bank is focused on corporate business, and the size of its assets is $ 81.9 billion. Fitch Rating - BBB-.

2. Nordea Bank

It is included in the top 30 largest banks of the Russian Federation and is a member of the deposit insurance system. The entire stake in this credit institution belongs to the Scandinavian banking group Nordea. Assets amount to 406.3 billion rubles, and the rating from Fitch (BBB-) is already traditional for the ten most reliable banks in 2016.

1. Citibank

This is not the only time a subsidiary of the American financial structure Citigroup tops the reliability rating of Russian banks according to Forbes. She occupied the top line in 2013 and 2014, and in 2015 she lost the leading position to Nordea Bank. The largest source of Citibank liabilities is funds from legal entities. And the size of assets is 411.2 billion. It has a BBB- rating from Fitch.

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